Privacy Policy
Now and Later Money
Effective: September 29, 2026
Now and Later Money is run by Jordan Candelario, a licensed insurance agent in California (CA Lic. #4312467). This policy explains what information we collect, how we use it, and your choices.
WHAT WE COLLECT
- Your email address and first name (if you share it) when you sign up for a free guide or our emails.
- Information you choose to share when booking a call, such as your state, age range, topics you'd like to discuss, and phone number.
- Basic usage data, such as whether our emails are opened or links are clicked, collected by our email provider.
HOW WE USE IT
- To send you the guide you requested and our educational emails.
- To schedule and prepare for calls you book.
- To improve our content.
If you shared your phone number and agreed to be contacted, we may call or text you about your appointment and related insurance information.
WHO WE SHARE IT WITH
We do not sell your information or share it with others for their marketing. We use trusted service providers to operate: Kit (email), Calendly (scheduling), and Google (email and calendar). They handle your information only to provide their services to us.
If you become an insurance client, your information is also handled under the privacy policy of the brokerage I work with and applicable insurance privacy laws.
YOUR CHOICES
- Unsubscribe from our emails anytime using the link at the bottom of any email.
- Ask us to access, correct, or delete your information by emailing us.
CALIFORNIA RESIDENTS
You have the right to know what personal information we collect, and to request that it be corrected or deleted. We do not sell or share your personal information. We won't treat you differently for exercising these rights.
CHILDREN
Our content is intended for adults. We do not knowingly collect information from anyone under 18.
CHANGES
We may update this policy. The effective date above shows when it last changed.
CONTACT
Questions or requests: nowandlatermoney@gmail.com
